Call reports 2013
UWHARRIE BANK — 2013
What UWHARRIE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 352,845,000 | 336,682,000 | 529,322,000 | 515,596,000 |
| Total loans | 215,498,000 | 215,981,000 | 312,708,000 | 308,487,000 |
| Allowance for loan losses | 4,002,000 | 3,885,000 | 5,259,000 | 5,096,000 |
| Securities available for sale | 70,685,000 | 74,299,000 | 123,126,000 | 100,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,634,000 | 297,077,000 | 470,182,000 | 460,063,000 |
| Interest-bearing deposits | 289,675,000 | 283,407,000 | 423,241,000 | 440,290,000 |
| Noninterest-bearing deposits | 12,959,000 | 13,670,000 | 46,941,000 | 19,773,000 |
| Equity capital | 32,796,000 | 32,115,000 | 50,237,000 | 49,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,172,000 | 6,393,000 | 14,759,000 | 19,728,000 |
| Interest expense | 427,000 | 793,000 | 1,640,000 | 2,079,000 |
| Net interest income | 2,745,000 | 5,600,000 | 13,119,000 | 17,649,000 |
| Noninterest income | 1,366,000 | 2,646,000 | 4,056,000 | 5,420,000 |
| Noninterest expense | 3,534,000 | 7,278,000 | 15,215,000 | 20,188,000 |
| Provision for loan losses | -155,000 | -269,000 | -545,000 | 30,000 |
| Pretax income | 746,000 | 1,251,000 | 2,519,000 | 2,328,000 |
| Income tax | 252,000 | 418,000 | 791,000 | 644,000 |
| Net income | 494,000 | 833,000 | 1,728,000 | 1,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,347,000 | 31,805,000 | 50,471,000 | 50,280,000 |
| Total capital | 34,283,000 | 34,791,000 | 54,737,000 | 54,503,000 |
| Risk-weighted assets | 233,838,000 | 237,685,000 | 340,342,000 | 336,939,000 |