Call reports 2012
UWHARRIE BANK — 2012
What UWHARRIE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 331,883,000 | 336,074,000 | 343,520,000 | 349,202,000 |
| Total loans | 234,205,000 | 226,548,000 | 225,786,000 | 222,545,000 |
| Allowance for loan losses | 4,363,000 | 4,613,000 | 4,544,000 | 4,598,000 |
| Securities available for sale | 50,818,000 | 58,709,000 | 76,758,000 | 55,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,921,000 | 287,788,000 | 294,385,000 | 298,081,000 |
| Interest-bearing deposits | 210,103,000 | 274,611,000 | 280,869,000 | 283,015,000 |
| Noninterest-bearing deposits | 72,818,000 | 13,177,000 | 13,516,000 | 15,066,000 |
| Equity capital | 32,361,000 | 32,910,000 | 33,520,000 | 32,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,737,000 | 7,280,000 | 10,846,000 | 14,380,000 |
| Interest expense | 560,000 | 1,076,000 | 1,577,000 | 2,057,000 |
| Net interest income | 3,177,000 | 6,204,000 | 9,269,000 | 12,323,000 |
| Noninterest income | 1,607,000 | 2,912,000 | 4,547,000 | 4,541,000 |
| Noninterest expense | 3,547,000 | 6,971,000 | 10,778,000 | 14,420,000 |
| Provision for loan losses | 86,000 | 373,000 | 610,000 | 1,382,000 |
| Pretax income | 1,151,000 | 1,771,000 | 2,427,000 | 1,791,000 |
| Income tax | 301,000 | 531,000 | 722,000 | 522,000 |
| Net income | 850,000 | 1,240,000 | 1,705,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,043,000 | 31,396,000 | 31,823,000 | 31,349,000 |
| Total capital | 34,107,000 | 34,370,000 | 34,794,000 | 34,208,000 |
| Risk-weighted assets | 243,821,000 | 237,738,000 | 236,145,000 | 226,990,000 |