Call reports 2011
UWHARRIE BANK — 2011
What UWHARRIE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 341,420,000 | 336,026,000 | 344,521,000 | 342,556,000 |
| Total loans | 248,588,000 | 247,948,000 | 254,742,000 | 244,969,000 |
| Allowance for loan losses | 5,839,000 | 4,963,000 | 4,993,000 | 4,335,000 |
| Securities available for sale | 45,583,000 | 52,221,000 | 54,775,000 | 53,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,606,000 | 281,649,000 | 277,869,000 | 284,952,000 |
| Interest-bearing deposits | 270,018,000 | 270,300,000 | 266,541,000 | 273,526,000 |
| Noninterest-bearing deposits | 11,588,000 | 11,349,000 | 11,328,000 | 11,426,000 |
| Equity capital | 29,500,000 | 30,505,000 | 31,720,000 | 31,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 7,818,000 | 11,814,000 | 15,723,000 |
| Interest expense | 747,000 | 1,457,000 | 2,138,000 | 2,728,000 |
| Net interest income | 3,150,000 | 6,361,000 | 9,676,000 | 12,995,000 |
| Noninterest income | 1,072,000 | 2,089,000 | 3,130,000 | 4,426,000 |
| Noninterest expense | 3,451,000 | 7,086,000 | 10,859,000 | 14,644,000 |
| Provision for loan losses | 669,000 | 670,000 | 767,000 | 1,830,000 |
| Pretax income | 585,000 | 1,174,000 | 1,660,000 | 1,427,000 |
| Income tax | 150,000 | 327,000 | 445,000 | 309,000 |
| Net income | 435,000 | 847,000 | 1,215,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,660,000 | 30,035,000 | 30,366,000 | 30,231,000 |
| Total capital | 32,840,000 | 33,250,000 | 33,592,000 | 33,376,000 |
| Risk-weighted assets | 251,728,000 | 255,481,000 | 256,282,000 | 250,442,000 |