Call reports 2010
UWHARRIE BANK — 2010
What UWHARRIE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 325,153,000 | 332,077,000 | 344,517,000 | 343,847,000 |
| Total loans | 240,927,000 | 245,226,000 | 257,792,000 | 260,207,000 |
| Allowance for loan losses | 3,971,000 | 4,061,000 | 5,142,000 | 6,404,000 |
| Securities available for sale | 54,684,000 | 56,971,000 | 55,093,000 | 58,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,461,000 | 265,379,000 | 278,930,000 | 284,398,000 |
| Interest-bearing deposits | 252,406,000 | 255,178,000 | 268,730,000 | 273,602,000 |
| Noninterest-bearing deposits | 8,055,000 | 10,201,000 | 10,200,000 | 10,796,000 |
| Equity capital | 31,068,000 | 31,620,000 | 31,787,000 | 29,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,085,000 | 8,231,000 | 12,243,000 | 16,209,000 |
| Interest expense | 959,000 | 1,909,000 | 2,850,000 | 3,747,000 |
| Net interest income | 3,126,000 | 6,322,000 | 9,393,000 | 12,462,000 |
| Noninterest income | 1,050,000 | 2,098,000 | 3,756,000 | 5,586,000 |
| Noninterest expense | 3,266,000 | 6,530,000 | 10,326,000 | 14,550,000 |
| Provision for loan losses | 126,000 | 791,000 | 1,995,000 | 3,329,000 |
| Pretax income | 760,000 | 1,107,000 | 1,765,000 | 1,106,000 |
| Income tax | 232,000 | 369,000 | 562,000 | 175,000 |
| Net income | 528,000 | 738,000 | 1,203,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,272,000 | 29,944,000 | 30,372,000 | 29,263,000 |
| Total capital | 33,455,000 | 33,152,000 | 33,651,000 | 32,522,000 |
| Risk-weighted assets | 253,819,000 | 255,776,000 | 260,471,000 | 257,541,000 |
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