Call reports 2009
UWHARRIE BANK — 2009
What UWHARRIE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 312,356,000 | 315,548,000 | 320,858,000 | 317,430,000 |
| Total loans | 234,172,000 | 237,819,000 | 232,172,000 | 234,972,000 |
| Allowance for loan losses | 3,630,000 | 3,685,000 | 3,804,000 | 3,865,000 |
| Securities available for sale | 48,478,000 | 48,226,000 | 59,157,000 | 52,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,907,000 | 258,728,000 | 254,948,000 | 255,291,000 |
| Interest-bearing deposits | 242,497,000 | 249,785,000 | 245,970,000 | 246,486,000 |
| Noninterest-bearing deposits | 9,410,000 | 8,943,000 | 8,978,000 | 8,805,000 |
| Equity capital | 30,691,000 | 31,413,000 | 32,054,000 | 30,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,479,000 | 8,784,000 | 13,043,000 | 17,299,000 |
| Interest expense | 1,365,000 | 2,667,000 | 3,912,000 | 4,977,000 |
| Net interest income | 3,114,000 | 6,117,000 | 9,131,000 | 12,322,000 |
| Noninterest income | 1,687,000 | 3,336,000 | 4,383,000 | 5,599,000 |
| Noninterest expense | 3,158,000 | 6,693,000 | 10,244,000 | 14,507,000 |
| Provision for loan losses | 299,000 | 390,000 | 563,000 | 974,000 |
| Pretax income | 1,343,000 | 2,389,000 | 2,754,000 | 2,105,000 |
| Income tax | 439,000 | 740,000 | 789,000 | 468,000 |
| Net income | 904,000 | 1,649,000 | 1,965,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,090,000 | 31,789,000 | 31,558,000 | 29,782,000 |
| Total capital | 34,247,000 | 35,017,000 | 34,764,000 | 32,980,000 |
| Risk-weighted assets | 252,126,000 | 257,780,000 | 255,912,000 | 255,160,000 |