Call reports 2007
UWHARRIE BANK — 2007
What UWHARRIE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 260,429,000 | 261,624,000 | 267,545,000 | 281,347,000 |
| Total loans | 202,985,000 | 212,574,000 | 214,317,000 | 222,931,000 |
| Allowance for loan losses | 2,186,000 | 2,406,000 | 2,439,000 | 2,481,000 |
| Securities available for sale | 26,588,000 | 27,780,000 | 27,241,000 | 32,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,402,000 | 207,303,000 | 222,895,000 | 226,192,000 |
| Interest-bearing deposits | 180,867,000 | 175,096,000 | 192,062,000 | 194,243,000 |
| Noninterest-bearing deposits | 31,535,000 | 32,207,000 | 30,833,000 | 31,949,000 |
| Equity capital | 23,533,000 | 23,811,000 | 24,206,000 | 24,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,386,000 | 8,871,000 | 13,507,000 | 18,208,000 |
| Interest expense | 1,886,000 | 3,726,000 | 5,578,000 | 7,398,000 |
| Net interest income | 2,500,000 | 5,145,000 | 7,929,000 | 10,810,000 |
| Noninterest income | 1,007,000 | 1,953,000 | 2,956,000 | 4,149,000 |
| Noninterest expense | 2,561,000 | 5,238,000 | 7,929,000 | 10,781,000 |
| Provision for loan losses | 0 | -154,000 | -158,000 | -94,000 |
| Pretax income | 946,000 | 1,976,000 | 3,076,000 | 4,234,000 |
| Income tax | 289,000 | 599,000 | 940,000 | 1,287,000 |
| Net income | 657,000 | 1,377,000 | 2,136,000 | 2,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,260,000 | 23,680,000 | 23,939,000 | 24,550,000 |
| Total capital | 25,452,000 | 26,094,000 | 26,386,000 | 27,035,000 |
| Risk-weighted assets | 202,758,000 | 210,867,000 | 213,640,000 | 222,142,000 |