Call reports 2006
UWHARRIE BANK — 2006
What UWHARRIE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 252,129,000 | 255,533,000 | 259,097,000 | 260,445,000 |
| Total loans | 205,327,000 | 208,231,000 | 205,402,000 | 198,140,000 |
| Allowance for loan losses | 3,271,000 | 3,359,000 | 2,337,000 | 2,322,000 |
| Securities available for sale | 24,656,000 | 24,176,000 | 25,699,000 | 25,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,549,000 | 205,538,000 | 208,380,000 | 210,814,000 |
| Interest-bearing deposits | 155,100,000 | 170,883,000 | 174,074,000 | 178,553,000 |
| Noninterest-bearing deposits | 36,449,000 | 34,655,000 | 34,306,000 | 32,261,000 |
| Equity capital | 21,651,000 | 22,098,000 | 23,033,000 | 23,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,912,000 | 8,154,000 | 12,605,000 | 17,000,000 |
| Interest expense | 1,428,000 | 3,102,000 | 4,947,000 | 6,802,000 |
| Net interest income | 2,484,000 | 5,052,000 | 7,658,000 | 10,198,000 |
| Noninterest income | 920,000 | 1,731,000 | 2,680,000 | 3,575,000 |
| Noninterest expense | 2,560,000 | 5,102,000 | 7,640,000 | 10,243,000 |
| Provision for loan losses | 114,000 | 189,000 | 199,000 | 199,000 |
| Pretax income | 730,000 | 1,492,000 | 2,499,000 | 3,375,000 |
| Income tax | 188,000 | 384,000 | 683,000 | 859,000 |
| Net income | 542,000 | 1,108,000 | 1,816,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,429,000 | 21,995,000 | 22,703,000 | 23,402,000 |
| Total capital | 23,928,000 | 24,495,000 | 25,046,000 | 25,731,000 |
| Risk-weighted assets | 198,682,000 | 198,724,000 | 200,448,000 | 192,580,000 |
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