Call reports 2002
UWHARRIE BANK — 2002
What UWHARRIE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 211,929,000 | 209,177,000 | 210,547,000 | 223,327,000 |
| Total loans | 167,078,000 | 162,333,000 | 165,183,000 | 176,921,000 |
| Allowance for loan losses | 1,934,000 | 2,031,000 | 2,073,000 | 2,487,000 |
| Securities available for sale | 26,223,000 | 24,897,000 | 24,969,000 | 23,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,740,000 | 156,385,000 | 157,112,000 | 168,772,000 |
| Interest-bearing deposits | 130,557,000 | 129,767,000 | 129,480,000 | 139,001,000 |
| Noninterest-bearing deposits | 24,183,000 | 26,618,000 | 27,632,000 | 29,771,000 |
| Equity capital | 17,835,000 | 18,789,000 | 19,128,000 | 19,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,284,000 | 6,599,000 | 9,855,000 | 13,088,000 |
| Interest expense | 1,163,000 | 2,263,000 | 3,312,000 | 4,351,000 |
| Net interest income | 2,121,000 | 4,336,000 | 6,543,000 | 8,737,000 |
| Noninterest income | 873,000 | 1,793,000 | 2,837,000 | 4,104,000 |
| Noninterest expense | 2,222,000 | 4,560,000 | 6,965,000 | 9,629,000 |
| Provision for loan losses | 80,000 | 210,000 | 350,000 | 813,000 |
| Pretax income | 692,000 | 1,362,000 | 2,068,000 | 2,402,000 |
| Income tax | 214,000 | 415,000 | 580,000 | 591,000 |
| Net income | 478,000 | 947,000 | 1,488,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,543,000 | 18,012,000 | 17,852,000 | 18,175,000 |
| Total capital | 19,498,000 | 19,983,000 | 19,872,000 | 20,427,000 |
| Risk-weighted assets | 153,458,000 | 154,653,000 | 158,314,000 | 176,623,000 |