Call reports 2001
UWHARRIE BANK — 2001
What UWHARRIE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 200,839,000 | 198,935,000 | 203,355,000 | 209,994,000 |
| Total loans | 157,576,000 | 154,337,000 | 154,631,000 | 163,720,000 |
| Allowance for loan losses | 1,592,000 | 1,591,000 | 1,736,000 | 1,934,000 |
| Securities available for sale | 29,059,000 | 27,669,000 | 27,606,000 | 27,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,307,000 | 148,027,000 | 155,442,000 | 161,882,000 |
| Interest-bearing deposits | 124,915,000 | 122,742,000 | 135,251,000 | 136,918,000 |
| Noninterest-bearing deposits | 22,392,000 | 25,285,000 | 20,191,000 | 24,964,000 |
| Equity capital | 16,958,000 | 17,413,000 | 18,009,000 | 17,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,004,000 | 7,890,000 | 11,646,000 | 15,187,000 |
| Interest expense | 1,935,000 | 3,673,000 | 5,277,000 | 6,649,000 |
| Net interest income | 2,069,000 | 4,217,000 | 6,369,000 | 8,538,000 |
| Noninterest income | 567,000 | 1,243,000 | 1,906,000 | 2,735,000 |
| Noninterest expense | 2,022,000 | 4,016,000 | 6,013,000 | 8,050,000 |
| Provision for loan losses | 45,000 | 117,000 | 307,000 | 1,149,000 |
| Pretax income | 780,000 | 1,634,000 | 2,325,000 | 2,513,000 |
| Income tax | 247,000 | 569,000 | 750,000 | 711,000 |
| Net income | 533,000 | 1,065,000 | 1,575,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,396,000 | 16,927,000 | 17,237,000 | 17,464,000 |
| Total capital | 18,009,000 | 18,537,000 | 19,009,000 | 19,382,000 |
| Risk-weighted assets | 142,014,000 | 143,113,000 | 143,818,000 | 150,548,000 |