Call reports 2026
FBT BANK & MORTGAGE — 2026
What FBT BANK & MORTGAGE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 250,512,000 | 263,592,000 |
| Total loans | 155,959,000 | 158,173,000 |
| Allowance for loan losses | 2,287,000 | 2,152,000 |
| Securities available for sale | 42,722,000 | 48,767,000 |
| Securities held to maturity | 27,699,000 | 27,644,000 |
| Trading assets | 0 | 0 |
| Total deposits | 210,357,000 | 222,146,000 |
| Interest-bearing deposits | 150,768,000 | 163,640,000 |
| Noninterest-bearing deposits | 59,589,000 | 58,506,000 |
| Equity capital | 16,141,000 | 17,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,687,000 | 7,534,000 |
| Interest expense | 1,040,000 | 2,236,000 |
| Net interest income | 2,647,000 | 5,298,000 |
| Noninterest income | 459,000 | 894,000 |
| Noninterest expense | 2,188,000 | 4,417,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 927,000 | 1,784,000 |
| Income tax | 0 | 0 |
| Net income | 927,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,821,000 | 27,679,000 |