Call reports 2022
FBT BANK & MORTGAGE — 2022
What FBT BANK & MORTGAGE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 206,752,000 | 200,255,000 | 202,376,000 | 214,896,000 |
| Total loans | 106,119,000 | 113,850,000 | 118,383,000 | 119,984,000 |
| Allowance for loan losses | 1,637,000 | 1,651,000 | 1,653,000 | 1,798,000 |
| Securities available for sale | 53,737,000 | 53,680,000 | 30,760,000 | 29,963,000 |
| Securities held to maturity | 0 | 0 | 28,337,000 | 28,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,110,000 | 171,610,000 | 173,437,000 | 184,513,000 |
| Interest-bearing deposits | 111,032,000 | 113,042,000 | 112,703,000 | 126,151,000 |
| Noninterest-bearing deposits | 61,078,000 | 58,568,000 | 60,734,000 | 58,362,000 |
| Equity capital | 16,005,000 | 10,022,000 | 10,306,000 | 11,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,939,000 | 6,084,000 | 8,467,000 |
| Interest expense | 219,000 | 436,000 | 669,000 | 1,105,000 |
| Net interest income | 1,749,000 | 3,503,000 | 5,415,000 | 7,362,000 |
| Noninterest income | 659,000 | 1,088,000 | 1,536,000 | 2,150,000 |
| Noninterest expense | 1,510,000 | 3,185,000 | 4,781,000 | 7,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 922,000 | 1,363,000 | 2,134,000 | 1,797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 922,000 | 1,363,000 | 2,134,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,576,000 | 23,032,000 | 23,804,000 | 23,466,000 |