Call reports 2021
FBT BANK & MORTGAGE — 2021
What FBT BANK & MORTGAGE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 204,340,000 | 206,646,000 | 211,236,000 | 210,937,000 |
| Total loans | 99,919,000 | 100,439,000 | 103,553,000 | 104,409,000 |
| Allowance for loan losses | 1,424,000 | 1,424,000 | 1,397,000 | 1,618,000 |
| Securities available for sale | 62,026,000 | 69,937,000 | 57,537,000 | 55,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,022,000 | 165,447,000 | 169,912,000 | 169,323,000 |
| Interest-bearing deposits | 104,555,000 | 107,379,000 | 108,581,000 | 112,210,000 |
| Noninterest-bearing deposits | 59,467,000 | 58,068,000 | 61,331,000 | 57,113,000 |
| Equity capital | 21,229,000 | 22,230,000 | 22,375,000 | 22,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,806,000 | 5,709,000 | 7,535,000 |
| Interest expense | 267,000 | 531,000 | 786,000 | 1,035,000 |
| Net interest income | 1,620,000 | 3,275,000 | 4,923,000 | 6,500,000 |
| Noninterest income | 1,109,000 | 1,493,000 | 1,152,000 | 1,582,000 |
| Noninterest expense | 1,497,000 | 3,058,000 | 4,763,000 | 6,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,380,000 | 1,856,000 | 1,317,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,380,000 | 1,856,000 | 1,317,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,718,000 | 22,193,000 | 22,392,000 | 22,254,000 |