Call reports 2020
FBT BANK & MORTGAGE — 2020
What FBT BANK & MORTGAGE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,169,000 | 202,954,000 | 194,393,000 | 199,605,000 |
| Total loans | 99,863,000 | 101,304,000 | 99,663,000 | 105,270,000 |
| Allowance for loan losses | 1,325,000 | 1,306,000 | 1,234,000 | 1,426,000 |
| Securities available for sale | 46,851,000 | 56,564,000 | 57,982,000 | 53,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,857,000 | 155,671,000 | 151,777,000 | 158,635,000 |
| Interest-bearing deposits | 93,955,000 | 103,422,000 | 100,301,000 | 103,193,000 |
| Noninterest-bearing deposits | 41,902,000 | 52,249,000 | 51,476,000 | 55,442,000 |
| Equity capital | 17,638,000 | 21,783,000 | 22,172,000 | 21,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 3,881,000 | 5,818,000 | 7,726,000 |
| Interest expense | 339,000 | 694,000 | 1,038,000 | 1,335,000 |
| Net interest income | 1,625,000 | 3,187,000 | 4,780,000 | 6,391,000 |
| Noninterest income | 1,034,000 | 1,335,000 | 1,704,000 | 2,323,000 |
| Noninterest expense | 1,462,000 | 2,837,000 | 4,335,000 | 6,749,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,276,000 | 1,799,000 | 2,328,000 | 1,825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,276,000 | 1,799,000 | 2,328,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,488,000 | 21,011,000 | 21,541,000 | 21,038,000 |