Call reports 2019
FBT BANK & MORTGAGE — 2019
What FBT BANK & MORTGAGE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 167,343,000 | 166,520,000 | 168,559,000 | 166,957,000 |
| Total loans | 94,526,000 | 95,431,000 | 96,633,000 | 99,385,000 |
| Allowance for loan losses | 1,178,000 | 1,161,000 | 1,148,000 | 1,355,000 |
| Securities available for sale | 36,567,000 | 43,231,000 | 47,819,000 | 46,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,446,000 | 131,401,000 | 135,077,000 | 134,140,000 |
| Interest-bearing deposits | 94,733,000 | 92,968,000 | 94,553,000 | 94,449,000 |
| Noninterest-bearing deposits | 39,713,000 | 38,433,000 | 40,524,000 | 39,691,000 |
| Equity capital | 17,800,000 | 19,945,000 | 20,840,000 | 20,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,977,000 | 6,008,000 | 7,976,000 |
| Interest expense | 360,000 | 725,000 | 1,084,000 | 1,434,000 |
| Net interest income | 1,612,000 | 3,252,000 | 4,924,000 | 6,542,000 |
| Noninterest income | 362,000 | 1,821,000 | 2,213,000 | 2,845,000 |
| Noninterest expense | 1,519,000 | 2,967,000 | 4,563,000 | 6,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 646,000 |
| Pretax income | 233,000 | 1,717,000 | 2,188,000 | 1,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 1,717,000 | 2,188,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,683,000 | 20,167,000 | 20,638,000 | 19,975,000 |
| Total capital | 19,861,000 | 21,328,000 | 21,786,000 | 21,330,000 |
| Risk-weighted assets | 105,184,000 | 107,313,000 | 109,317,000 | 111,887,000 |