Call reports 2018
FBT BANK & MORTGAGE — 2018
What FBT BANK & MORTGAGE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 158,647,000 | 156,784,000 | 160,173,000 | 161,857,000 |
| Total loans | 89,381,000 | 90,515,000 | 94,622,000 | 94,667,000 |
| Allowance for loan losses | 1,016,000 | 1,025,000 | 1,196,000 | 1,191,000 |
| Securities available for sale | 39,967,000 | 44,352,000 | 44,015,000 | 40,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,413,000 | 124,779,000 | 127,012,000 | 129,015,000 |
| Interest-bearing deposits | 88,833,000 | 88,387,000 | 91,399,000 | 94,773,000 |
| Noninterest-bearing deposits | 37,580,000 | 36,392,000 | 35,613,000 | 34,242,000 |
| Equity capital | 15,352,000 | 17,143,000 | 16,946,000 | 16,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,550,000 | 5,482,000 | 7,475,000 |
| Interest expense | 213,000 | 437,000 | 677,000 | 981,000 |
| Net interest income | 1,260,000 | 3,113,000 | 4,805,000 | 6,494,000 |
| Noninterest income | 365,000 | 1,680,000 | 2,286,000 | 2,687,000 |
| Noninterest expense | 1,385,000 | 2,803,000 | 4,225,000 | 6,132,000 |
| Provision for loan losses | 0 | 0 | 175,000 | 775,000 |
| Pretax income | -119,000 | 1,631,000 | 2,332,000 | 1,496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | 1,631,000 | 2,332,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,582,000 | 19,332,000 | 20,033,000 | 19,196,000 |
| Total capital | 18,598,000 | 20,357,000 | 21,229,000 | 20,387,000 |
| Risk-weighted assets | 98,192,000 | 100,350,000 | 106,049,000 | 104,947,000 |