Call reports 2017
FBT BANK & MORTGAGE — 2017
What FBT BANK & MORTGAGE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 154,727,000 | 157,840,000 | 157,478,000 | 160,330,000 |
| Total loans | 82,968,000 | 85,914,000 | 87,755,000 | 89,170,000 |
| Allowance for loan losses | 925,000 | 924,000 | 905,000 | 1,009,000 |
| Securities available for sale | 43,121,000 | 43,982,000 | 39,909,000 | 43,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,026,000 | 124,959,000 | 124,310,000 | 127,224,000 |
| Interest-bearing deposits | 88,367,000 | 89,368,000 | 88,201,000 | 91,223,000 |
| Noninterest-bearing deposits | 33,659,000 | 35,591,000 | 36,109,000 | 36,001,000 |
| Equity capital | 15,007,000 | 16,063,000 | 16,329,000 | 16,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,347,000 | 5,135,000 | 6,918,000 |
| Interest expense | 187,000 | 379,000 | 575,000 | 786,000 |
| Net interest income | 1,461,000 | 2,968,000 | 4,560,000 | 6,132,000 |
| Noninterest income | 345,000 | 700,000 | 1,073,000 | 1,764,000 |
| Noninterest expense | 1,421,000 | 2,944,000 | 4,488,000 | 6,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 385,000 | 713,000 | 1,138,000 | 1,336,000 |
| Income tax | 0 | 21,000 | 21,000 | 21,000 |
| Net income | 385,000 | 692,000 | 1,117,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,272,000 | 17,078,000 | 17,503,000 | 17,701,000 |
| Total capital | 18,197,000 | 18,002,000 | 18,408,000 | 18,710,000 |
| Risk-weighted assets | 91,316,000 | 94,113,000 | 93,903,000 | 97,213,000 |