Call reports 2014
FBT BANK & MORTGAGE — 2014
What FBT BANK & MORTGAGE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 132,321,000 | 131,030,000 | 132,786,000 | 134,045,000 |
| Total loans | 69,463,000 | 70,044,000 | 77,284,000 | 78,597,000 |
| Allowance for loan losses | 1,258,000 | 1,287,000 | 1,275,000 | 1,180,000 |
| Securities available for sale | 45,837,000 | 43,411,000 | 37,038,000 | 36,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,761,000 | 102,804,000 | 103,667,000 | 105,328,000 |
| Interest-bearing deposits | 82,554,000 | 81,584,000 | 81,838,000 | 82,145,000 |
| Noninterest-bearing deposits | 22,207,000 | 21,220,000 | 21,829,000 | 23,183,000 |
| Equity capital | 12,278,000 | 13,543,000 | 14,284,000 | 14,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,930,000 | 4,452,000 | 5,946,000 |
| Interest expense | 155,000 | 293,000 | 431,000 | 571,000 |
| Net interest income | 1,304,000 | 2,637,000 | 4,021,000 | 5,375,000 |
| Noninterest income | 301,000 | 611,000 | 972,000 | 1,356,000 |
| Noninterest expense | 1,230,000 | 2,512,000 | 3,772,000 | 5,420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 384,000 | 748,000 | 1,226,000 | 1,317,000 |
| Income tax | 0 | 0 | 0 | 22,000 |
| Net income | 384,000 | 748,000 | 1,226,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,448,000 | 14,810,000 | 15,290,000 | 15,355,000 |
| Total capital | 15,398,000 | 15,742,000 | 16,304,000 | 16,378,000 |
| Risk-weighted assets | 75,652,000 | 74,230,000 | 80,886,000 | 81,684,000 |