Call reports 2011
FBT BANK & MORTGAGE — 2011
What FBT BANK & MORTGAGE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 119,672,000 | 124,750,000 | 124,215,000 | 123,188,000 |
| Total loans | 55,176,000 | 55,899,000 | 54,973,000 | 55,620,000 |
| Allowance for loan losses | 1,524,000 | 1,571,000 | 1,585,000 | 1,538,000 |
| Securities available for sale | 49,163,000 | 47,627,000 | 51,180,000 | 54,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,952,000 | 93,814,000 | 93,304,000 | 93,182,000 |
| Interest-bearing deposits | 76,433,000 | 76,019,000 | 75,532,000 | 74,684,000 |
| Noninterest-bearing deposits | 18,519,000 | 17,795,000 | 17,772,000 | 18,498,000 |
| Equity capital | 12,185,000 | 12,925,000 | 13,613,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,882,000 | 4,313,000 | 5,764,000 |
| Interest expense | 328,000 | 622,000 | 904,000 | 1,175,000 |
| Net interest income | 1,103,000 | 2,260,000 | 3,409,000 | 4,589,000 |
| Noninterest income | 267,000 | 545,000 | 844,000 | 1,125,000 |
| Noninterest expense | 993,000 | 1,991,000 | 3,049,000 | 4,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 448,000 | 885,000 | 1,305,000 | 1,312,000 |
| Income tax | 95,000 | 186,000 | 271,000 | 206,000 |
| Net income | 353,000 | 699,000 | 1,034,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,947,000 | 12,294,000 | 12,628,000 | 12,830,000 |
| Total capital | 12,784,000 | 13,150,000 | 13,469,000 | 13,670,000 |
| Risk-weighted assets | 66,301,000 | 67,742,000 | 66,535,000 | 66,524,000 |