Call reports 2010
FBT BANK & MORTGAGE — 2010
What FBT BANK & MORTGAGE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,151,000 | 122,276,000 | 122,563,000 | 121,849,000 |
| Total loans | 56,897,000 | 56,041,000 | 55,420,000 | 56,109,000 |
| Allowance for loan losses | 1,507,000 | 1,518,000 | 1,514,000 | 1,570,000 |
| Securities available for sale | 44,869,000 | 52,055,000 | 51,085,000 | 49,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,515,000 | 92,901,000 | 92,651,000 | 93,388,000 |
| Interest-bearing deposits | 74,447,000 | 76,544,000 | 75,700,000 | 75,551,000 |
| Noninterest-bearing deposits | 17,068,000 | 16,357,000 | 16,951,000 | 17,837,000 |
| Equity capital | 11,785,000 | 12,476,000 | 12,994,000 | 11,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 2,993,000 | 4,510,000 | 5,992,000 |
| Interest expense | 403,000 | 800,000 | 1,183,000 | 1,548,000 |
| Net interest income | 1,093,000 | 2,193,000 | 3,327,000 | 4,444,000 |
| Noninterest income | 291,000 | 606,000 | 930,000 | 1,233,000 |
| Noninterest expense | 988,000 | 1,968,000 | 2,927,000 | 4,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 393,000 | 828,000 | 1,401,000 | 1,253,000 |
| Income tax | 76,000 | 169,000 | 238,000 | 204,000 |
| Net income | 317,000 | 659,000 | 1,163,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,203,000 | 11,545,000 | 12,048,000 | 11,595,000 |
| Total capital | 12,014,000 | 12,360,000 | 12,874,000 | 12,449,000 |
| Risk-weighted assets | 64,147,000 | 64,508,000 | 65,410,000 | 67,616,000 |