Call reports 2001
FBT BANK & MORTGAGE — 2001
What FBT BANK & MORTGAGE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,048,000 | 59,030,000 | 59,040,000 | 60,179,000 |
| Total loans | 37,790,000 | 37,535,000 | 39,210,000 | 43,167,000 |
| Allowance for loan losses | 457,000 | 450,000 | 415,000 | 610,000 |
| Securities available for sale | 14,169,000 | 13,910,000 | 11,654,000 | 7,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,103,000 | 52,651,000 | 52,364,000 | 54,146,000 |
| Interest-bearing deposits | 46,217,000 | 45,722,000 | 44,190,000 | 45,527,000 |
| Noninterest-bearing deposits | 6,886,000 | 6,929,000 | 8,174,000 | 8,619,000 |
| Equity capital | 5,480,000 | 5,675,000 | 5,981,000 | 5,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,227,000 | 3,297,000 | 4,406,000 |
| Interest expense | 514,000 | 1,015,000 | 1,461,000 | 1,823,000 |
| Net interest income | 612,000 | 1,212,000 | 1,836,000 | 2,583,000 |
| Noninterest income | 91,000 | 206,000 | 332,000 | 440,000 |
| Noninterest expense | 384,000 | 823,000 | 1,253,000 | 1,944,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 319,000 | 595,000 | 899,000 | 879,000 |
| Income tax | 52,000 | 106,000 | 163,000 | 266,000 |
| Net income | 267,000 | 489,000 | 736,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,346,000 | 5,550,000 | 5,797,000 | 5,674,000 |
| Total capital | 5,803,000 | 6,000,000 | 6,212,000 | 6,194,000 |
| Risk-weighted assets | 35,959,000 | 36,575,000 | 38,406,000 | 41,477,000 |