Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,150,000 | 187,387,000 | 188,587,000 | 186,831,000 |
| Total loans | 96,764,000 | 93,456,000 | 95,340,000 | 95,666,000 |
| Allowance for loan losses | 965,000 | 996,000 | 909,000 | 914,000 |
| Securities available for sale | 42,203,000 | 64,591,000 | 64,566,000 | 65,088,000 |
| Securities held to maturity | 1,069,000 | 917,000 | 788,000 | 682,000 |
| Trading assets | 14,615,000 | 4,997,000 | 9,986,000 | 6,992,000 |
| Total deposits | 160,969,000 | 166,493,000 | 166,487,000 | 164,901,000 |
| Interest-bearing deposits | 115,433,000 | 119,634,000 | 119,273,000 | 119,411,000 |
| Noninterest-bearing deposits | 45,536,000 | 46,859,000 | 47,214,000 | 45,490,000 |
| Equity capital | 18,944,000 | 16,768,000 | 17,840,000 | 18,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,889,000 | 5,947,000 | 9,001,000 | 12,000,000 |
| Interest expense | 733,000 | 1,538,000 | 2,391,000 | 3,223,000 |
| Net interest income | 2,156,000 | 4,409,000 | 6,610,000 | 8,777,000 |
| Noninterest income | 857,000 | 1,439,000 | 2,043,000 | 2,577,000 |
| Noninterest expense | 1,815,000 | 3,688,000 | 5,579,000 | 7,463,000 |
| Provision for loan losses | 43,000 | 78,000 | 88,000 | 88,000 |
| Pretax income | 1,155,000 | 1,954,000 | 2,858,000 | 3,675,000 |
| Income tax | 191,000 | 493,000 | 679,000 | 837,000 |
| Net income | 964,000 | 1,461,000 | 2,179,000 | 2,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,851,000 | 17,248,000 | 17,966,000 | 18,475,000 |
| Total capital | 19,816,000 | 18,244,000 | 18,875,000 | 19,389,000 |
| Risk-weighted assets | 140,625,000 | 115,134,000 | 142,580,000 | 123,116,000 |