Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 169,090,000 | 173,728,000 | 172,843,000 | 177,997,000 |
| Total loans | 95,056,000 | 99,321,000 | 98,059,000 | 97,311,000 |
| Allowance for loan losses | 1,064,000 | 1,004,000 | 977,000 | 1,007,000 |
| Securities available for sale | 53,291,000 | 52,725,000 | 54,925,000 | 54,058,000 |
| Securities held to maturity | 1,812,000 | 1,570,000 | 1,417,000 | 1,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,794,000 | 150,977,000 | 152,134,000 | 155,277,000 |
| Interest-bearing deposits | 105,670,000 | 107,373,000 | 111,092,000 | 114,118,000 |
| Noninterest-bearing deposits | 41,124,000 | 43,604,000 | 41,042,000 | 41,159,000 |
| Equity capital | 18,718,000 | 19,176,000 | 18,020,000 | 18,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,539,000 | 5,297,000 | 8,159,000 | 11,091,000 |
| Interest expense | 508,000 | 1,088,000 | 1,752,000 | 2,475,000 |
| Net interest income | 2,031,000 | 4,209,000 | 6,407,000 | 8,616,000 |
| Noninterest income | 575,000 | 1,197,000 | 1,801,000 | 2,408,000 |
| Noninterest expense | 1,745,000 | 3,679,000 | 5,645,000 | 7,540,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 49,000 |
| Pretax income | 861,000 | 1,727,000 | 2,543,000 | 3,435,000 |
| Income tax | 201,000 | 418,000 | 620,000 | 851,000 |
| Net income | 660,000 | 1,309,000 | 1,923,000 | 2,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,486,000 | 19,288,000 | 17,659,000 | 18,398,000 |
| Total capital | 19,550,000 | 20,292,000 | 18,636,000 | 19,405,000 |
| Risk-weighted assets | 127,613,000 | 133,659,000 | 133,130,000 | 134,501,000 |