Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 152,082,000 | 150,961,000 | 155,663,000 | 161,988,000 |
| Total loans | 94,140,000 | 96,161,000 | 95,917,000 | 92,563,000 |
| Allowance for loan losses | 889,000 | 1,129,000 | 1,127,000 | 1,177,000 |
| Securities available for sale | 45,939,000 | 41,963,000 | 41,428,000 | 45,027,000 |
| Securities held to maturity | 0 | 0 | 3,032,000 | 2,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,838,000 | 133,951,000 | 136,220,000 | 143,541,000 |
| Interest-bearing deposits | 99,306,000 | 101,587,000 | 103,569,000 | 109,519,000 |
| Noninterest-bearing deposits | 32,532,000 | 32,364,000 | 32,651,000 | 34,022,000 |
| Equity capital | 16,314,000 | 15,794,000 | 16,916,000 | 16,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,390,000 | 6,616,000 | 8,858,000 |
| Interest expense | 296,000 | 565,000 | 843,000 | 1,126,000 |
| Net interest income | 1,919,000 | 3,825,000 | 5,773,000 | 7,732,000 |
| Noninterest income | 593,000 | 1,268,000 | 1,928,000 | 2,508,000 |
| Noninterest expense | 1,488,000 | 3,059,000 | 4,676,000 | 6,343,000 |
| Provision for loan losses | 150,000 | 302,000 | 450,000 | 598,000 |
| Pretax income | 874,000 | 1,732,000 | 2,575,000 | 3,299,000 |
| Income tax | 225,000 | 445,000 | 662,000 | 824,000 |
| Net income | 649,000 | 1,287,000 | 1,913,000 | 2,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,334,000 | 15,442,000 | 16,133,000 | 16,062,000 |
| Total capital | 16,223,000 | 16,571,000 | 17,260,000 | 17,239,000 |
| Risk-weighted assets | 120,948,000 | 122,780,000 | 123,054,000 | 120,410,000 |