Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 148,826,000 | 152,785,000 | 150,882,000 | 148,725,000 |
| Total loans | 88,076,000 | 88,836,000 | 91,250,000 | 91,754,000 |
| Allowance for loan losses | 685,000 | 830,000 | 980,000 | 818,000 |
| Securities available for sale | 43,841,000 | 42,036,000 | 44,285,000 | 43,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,356,000 | 137,583,000 | 133,668,000 | 132,057,000 |
| Interest-bearing deposits | 102,818,000 | 105,426,000 | 103,284,000 | 101,801,000 |
| Noninterest-bearing deposits | 30,538,000 | 32,157,000 | 30,384,000 | 30,256,000 |
| Equity capital | 14,792,000 | 14,856,000 | 15,020,000 | 15,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,345,000 | 6,472,000 | 8,665,000 |
| Interest expense | 412,000 | 810,000 | 1,175,000 | 1,503,000 |
| Net interest income | 1,790,000 | 3,535,000 | 5,297,000 | 7,162,000 |
| Noninterest income | 618,000 | 1,315,000 | 2,035,000 | 2,707,000 |
| Noninterest expense | 1,521,000 | 2,978,000 | 4,498,000 | 6,087,000 |
| Provision for loan losses | 145,000 | 442,000 | 590,000 | 739,000 |
| Pretax income | 742,000 | 1,430,000 | 2,244,000 | 3,061,000 |
| Income tax | 118,000 | 290,000 | 504,000 | 697,000 |
| Net income | 624,000 | 1,140,000 | 1,740,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,125,000 | 13,782,000 | 14,363,000 | 14,806,000 |
| Total capital | 14,810,000 | 14,612,000 | 15,343,000 | 15,624,000 |
| Risk-weighted assets | 112,106,000 | 115,693,000 | 122,774,000 | 119,533,000 |