Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,861,000 | 144,314,000 | 147,267,000 | 144,930,000 |
| Total loans | 76,191,000 | 80,058,000 | 83,425,000 | 85,978,000 |
| Allowance for loan losses | 482,000 | 525,000 | 585,000 | 577,000 |
| Securities available for sale | 49,199,000 | 48,084,000 | 50,420,000 | 46,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,844,000 | 130,541,000 | 132,445,000 | 130,225,000 |
| Interest-bearing deposits | 101,051,000 | 99,965,000 | 101,966,000 | 101,379,000 |
| Noninterest-bearing deposits | 27,793,000 | 30,576,000 | 30,479,000 | 28,846,000 |
| Equity capital | 9,467,000 | 13,357,000 | 14,219,000 | 14,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,602,000 | 6,951,000 | 9,242,000 |
| Interest expense | 637,000 | 1,196,000 | 1,744,000 | 2,226,000 |
| Net interest income | 1,660,000 | 3,406,000 | 5,207,000 | 7,016,000 |
| Noninterest income | 522,000 | 1,152,000 | 1,808,000 | 2,482,000 |
| Noninterest expense | 1,336,000 | 2,729,000 | 4,155,000 | 5,802,000 |
| Provision for loan losses | 88,000 | 274,000 | 401,000 | 582,000 |
| Pretax income | 758,000 | 1,566,000 | 2,465,000 | 3,120,000 |
| Income tax | 225,000 | 466,000 | 751,000 | 827,000 |
| Net income | 533,000 | 1,100,000 | 1,714,000 | 2,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,523,000 | 12,954,000 | 13,519,000 | 13,720,000 |
| Total capital | 10,005,000 | 13,479,000 | 14,104,000 | 14,297,000 |
| Risk-weighted assets | 91,331,000 | 96,596,000 | 101,506,000 | 108,805,000 |