Call reports 2018
DAIRYLAND STATE BANK — 2018
What DAIRYLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 77,681,000 | 79,776,000 |
| Total loans | 53,834,000 | 51,815,000 |
| Allowance for loan losses | 661,000 | 657,000 |
| Securities available for sale | 6,421,000 | 5,708,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 69,257,000 | 71,234,000 |
| Interest-bearing deposits | 52,621,000 | 52,549,000 |
| Noninterest-bearing deposits | 16,636,000 | 18,685,000 |
| Equity capital | 8,265,000 | 8,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 748,000 | 1,561,000 |
| Interest expense | 61,000 | 124,000 |
| Net interest income | 687,000 | 1,437,000 |
| Noninterest income | 79,000 | 175,000 |
| Noninterest expense | 627,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 139,000 | 397,000 |
| Income tax | 1,000 | 0 |
| Net income | 138,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 7,790,000 | 7,920,000 |
| Total capital | 8,440,000 | 8,549,000 |
| Risk-weighted assets | 52,062,000 | 50,303,000 |