Call reports 2017
DAIRYLAND STATE BANK — 2017
What DAIRYLAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,421,000 | 75,167,000 | 78,331,000 | 79,146,000 |
| Total loans | 58,851,000 | 57,423,000 | 57,212,000 | 54,327,000 |
| Allowance for loan losses | 702,000 | 703,000 | 703,000 | 663,000 |
| Securities available for sale | 6,822,000 | 6,610,000 | 6,580,000 | 6,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,904,000 | 66,728,000 | 69,848,000 | 70,834,000 |
| Interest-bearing deposits | 50,965,000 | 49,749,000 | 52,058,000 | 52,303,000 |
| Noninterest-bearing deposits | 15,939,000 | 16,979,000 | 17,790,000 | 18,531,000 |
| Equity capital | 8,363,000 | 8,282,000 | 8,265,000 | 8,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,560,000 | 2,344,000 | 3,120,000 |
| Interest expense | 56,000 | 114,000 | 172,000 | 234,000 |
| Net interest income | 732,000 | 1,446,000 | 2,172,000 | 2,886,000 |
| Noninterest income | 105,000 | 193,000 | 270,000 | 382,000 |
| Noninterest expense | 664,000 | 1,329,000 | 2,006,000 | 2,692,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 172,000 | 309,000 | 435,000 | 575,000 |
| Income tax | 2,000 | 2,000 | 3,000 | 3,000 |
| Net income | 170,000 | 307,000 | 432,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,815,000 | 7,713,000 | 7,713,000 | 7,653,000 |
| Total capital | 8,517,000 | 8,404,000 | 8,390,000 | 8,302,000 |
| Risk-weighted assets | 56,596,000 | 55,305,000 | 54,201,000 | 51,916,000 |