Call reports 2014
DAIRYLAND STATE BANK — 2014
What DAIRYLAND STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 79,539,000 | 81,570,000 | 83,413,000 | 83,994,000 |
| Total loans | 55,135,000 | 58,487,000 | 60,170,000 | 61,031,000 |
| Allowance for loan losses | 677,000 | 701,000 | 733,000 | 750,000 |
| Securities available for sale | 9,701,000 | 9,291,000 | 9,279,000 | 8,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,990,000 | 72,533,000 | 73,469,000 | 75,695,000 |
| Interest-bearing deposits | 54,994,000 | 55,466,000 | 56,534,000 | 57,200,000 |
| Noninterest-bearing deposits | 14,996,000 | 17,066,000 | 16,935,000 | 18,495,000 |
| Equity capital | 8,137,000 | 8,151,000 | 8,221,000 | 8,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,562,000 | 2,390,000 | 3,213,000 |
| Interest expense | 60,000 | 119,000 | 175,000 | 231,000 |
| Net interest income | 707,000 | 1,443,000 | 2,215,000 | 2,982,000 |
| Noninterest income | 92,000 | 184,000 | 266,000 | 354,000 |
| Noninterest expense | 642,000 | 1,290,000 | 1,956,000 | 2,619,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 65,000 |
| Pretax income | 157,000 | 317,000 | 475,000 | 661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 317,000 | 475,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,648,000 | 7,557,000 | 7,626,000 | 7,565,000 |
| Total capital | 8,321,000 | 8,258,000 | 8,354,000 | 8,298,000 |
| Risk-weighted assets | 53,822,000 | 56,920,000 | 58,208,000 | 58,599,000 |