Call reports 2013
DAIRYLAND STATE BANK — 2013
What DAIRYLAND STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,390,000 | 78,575,000 | 80,205,000 | 80,597,000 |
| Total loans | 50,651,000 | 51,414,000 | 54,526,000 | 55,732,000 |
| Allowance for loan losses | 808,000 | 809,000 | 769,000 | 727,000 |
| Securities available for sale | 11,288,000 | 10,446,000 | 10,266,000 | 9,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,806,000 | 70,489,000 | 72,002,000 | 72,696,000 |
| Interest-bearing deposits | 55,680,000 | 55,812,000 | 56,553,000 | 55,673,000 |
| Noninterest-bearing deposits | 15,126,000 | 14,677,000 | 15,449,000 | 17,023,000 |
| Equity capital | 8,427,000 | 7,891,000 | 7,926,000 | 7,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,578,000 | 2,375,000 | 3,168,000 |
| Interest expense | 86,000 | 166,000 | 238,000 | 305,000 |
| Net interest income | 714,000 | 1,412,000 | 2,137,000 | 2,863,000 |
| Noninterest income | 84,000 | 167,000 | 256,000 | 327,000 |
| Noninterest expense | 623,000 | 1,260,000 | 1,894,000 | 2,554,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 170,000 | 314,000 | 494,000 | 631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 314,000 | 494,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,633,000 | 7,537,000 | 7,620,000 | 7,487,000 |
| Total capital | 8,272,000 | 8,180,000 | 8,292,000 | 8,167,000 |
| Risk-weighted assets | 50,980,000 | 51,292,000 | 53,665,000 | 54,379,000 |