Call reports 2012
DAIRYLAND STATE BANK — 2012
What DAIRYLAND STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,897,000 | 76,829,000 | 75,211,000 | 77,482,000 |
| Total loans | 52,907,000 | 52,370,000 | 51,673,000 | 52,242,000 |
| Allowance for loan losses | 739,000 | 765,000 | 784,000 | 793,000 |
| Securities available for sale | 10,182,000 | 10,062,000 | 9,428,000 | 8,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,470,000 | 67,238,000 | 65,489,000 | 69,014,000 |
| Interest-bearing deposits | 53,415,000 | 52,359,000 | 51,447,000 | 53,745,000 |
| Noninterest-bearing deposits | 14,055,000 | 14,879,000 | 14,042,000 | 15,269,000 |
| Equity capital | 8,241,000 | 8,359,000 | 8,449,000 | 8,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,737,000 | 2,580,000 | 3,379,000 |
| Interest expense | 124,000 | 245,000 | 357,000 | 457,000 |
| Net interest income | 745,000 | 1,492,000 | 2,223,000 | 2,922,000 |
| Noninterest income | 103,000 | 257,000 | 380,000 | 463,000 |
| Noninterest expense | 670,000 | 1,378,000 | 2,082,000 | 2,745,000 |
| Provision for loan losses | 23,000 | 45,000 | 63,000 | 70,000 |
| Pretax income | 155,000 | 326,000 | 458,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 326,000 | 458,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,435,000 | 7,515,000 | 7,556,000 | 7,458,000 |
| Total capital | 8,088,000 | 8,145,000 | 8,185,000 | 8,098,000 |
| Risk-weighted assets | 52,125,000 | 50,265,000 | 50,128,000 | 51,009,000 |