Call reports 2011
DAIRYLAND STATE BANK — 2011
What DAIRYLAND STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,247,000 | 75,396,000 | 77,112,000 | 78,684,000 |
| Total loans | 51,254,000 | 50,448,000 | 51,858,000 | 52,562,000 |
| Allowance for loan losses | 806,000 | 801,000 | 803,000 | 728,000 |
| Securities available for sale | 10,754,000 | 9,657,000 | 10,858,000 | 10,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,850,000 | 66,062,000 | 67,543,000 | 69,335,000 |
| Interest-bearing deposits | 53,832,000 | 53,127,000 | 53,517,000 | 54,635,000 |
| Noninterest-bearing deposits | 13,018,000 | 12,935,000 | 14,026,000 | 14,700,000 |
| Equity capital | 9,139,000 | 8,074,000 | 8,285,000 | 8,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,827,000 | 2,730,000 | 3,637,000 |
| Interest expense | 172,000 | 323,000 | 466,000 | 597,000 |
| Net interest income | 749,000 | 1,504,000 | 2,264,000 | 3,040,000 |
| Noninterest income | 103,000 | 204,000 | 302,000 | 439,000 |
| Noninterest expense | 706,000 | 1,405,000 | 2,056,000 | 2,754,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 121,000 |
| Pretax income | 131,000 | 273,000 | 465,000 | 604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 273,000 | 465,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,569,000 | 7,420,000 | 7,522,000 | 7,370,000 |
| Total capital | 9,204,000 | 8,031,000 | 8,163,000 | 8,022,000 |
| Risk-weighted assets | 50,619,000 | 49,083,000 | 51,145,000 | 52,053,000 |