Call reports 2010
DAIRYLAND STATE BANK — 2010
What DAIRYLAND STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,879,000 | 79,390,000 | 79,125,000 | 79,619,000 |
| Total loans | 52,611,000 | 52,504,000 | 54,277,000 | 54,276,000 |
| Allowance for loan losses | 669,000 | 676,000 | 775,000 | 813,000 |
| Securities available for sale | 9,041,000 | 7,874,000 | 6,889,000 | 7,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,508,000 | 67,809,000 | 68,499,000 | 69,326,000 |
| Interest-bearing deposits | 54,806,000 | 55,347,000 | 55,408,000 | 56,066,000 |
| Noninterest-bearing deposits | 11,702,000 | 12,462,000 | 13,092,000 | 13,260,000 |
| Equity capital | 9,197,000 | 9,202,000 | 9,263,000 | 9,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,971,000 | 2,961,000 | 3,917,000 |
| Interest expense | 263,000 | 508,000 | 748,000 | 948,000 |
| Net interest income | 679,000 | 1,463,000 | 2,213,000 | 2,969,000 |
| Noninterest income | 242,000 | 325,000 | 438,000 | 545,000 |
| Noninterest expense | 767,000 | 1,477,000 | 2,191,000 | 2,921,000 |
| Provision for loan losses | 59,000 | 70,000 | 189,000 | 371,000 |
| Pretax income | 95,000 | 241,000 | 271,000 | 222,000 |
| Income tax | 21,000 | 21,000 | 22,000 | 24,000 |
| Net income | 74,000 | 220,000 | 249,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,574,000 | 8,635,000 | 8,622,000 | 8,529,000 |
| Total capital | 9,243,000 | 9,290,000 | 9,295,000 | 9,183,000 |
| Risk-weighted assets | 54,571,000 | 52,378,000 | 53,723,000 | 52,183,000 |