Call reports 2006
DAIRYLAND STATE BANK — 2006
What DAIRYLAND STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,393,000 | 38,376,000 | 38,257,000 | 39,248,000 |
| Total loans | 34,990,000 | 34,770,000 | 34,990,000 | 34,235,000 |
| Allowance for loan losses | 380,000 | 393,000 | 397,000 | 404,000 |
| Securities available for sale | 85,000 | 83,000 | 75,000 | 75,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,373,000 | 34,355,000 | 34,117,000 | 35,136,000 |
| Interest-bearing deposits | 25,926,000 | 27,264,000 | 27,512,000 | 27,822,000 |
| Noninterest-bearing deposits | 7,447,000 | 7,092,000 | 6,605,000 | 7,314,000 |
| Equity capital | 2,837,000 | 2,790,000 | 2,841,000 | 2,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,348,000 | 2,052,000 | 2,762,000 |
| Interest expense | 183,000 | 397,000 | 630,000 | 869,000 |
| Net interest income | 444,000 | 951,000 | 1,422,000 | 1,893,000 |
| Noninterest income | 45,000 | 104,000 | 170,000 | 230,000 |
| Noninterest expense | 328,000 | 648,000 | 980,000 | 1,309,000 |
| Provision for loan losses | 3,000 | 16,000 | 20,000 | 25,000 |
| Pretax income | 158,000 | 391,000 | 592,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 391,000 | 592,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,837,000 | 2,790,000 | 2,841,000 | 2,853,000 |
| Total capital | 3,217,000 | 3,177,000 | 3,231,000 | 3,237,000 |
| Risk-weighted assets | 30,932,000 | 30,938,000 | 31,158,000 | 30,702,000 |