Call reports 2002
DAIRYLAND STATE BANK — 2002
What DAIRYLAND STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,678,000 | 29,594,000 | 29,657,000 | 29,938,000 |
| Total loans | 22,466,000 | 24,176,000 | 25,791,000 | 26,276,000 |
| Allowance for loan losses | 274,000 | 280,000 | 291,000 | 285,000 |
| Securities available for sale | 3,281,000 | 2,625,000 | 1,715,000 | 1,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,152,000 | 27,115,000 | 26,968,000 | 27,527,000 |
| Interest-bearing deposits | 22,286,000 | 21,699,000 | 21,024,000 | 21,695,000 |
| Noninterest-bearing deposits | 5,866,000 | 5,416,000 | 5,944,000 | 5,832,000 |
| Equity capital | 2,361,000 | 2,296,000 | 2,293,000 | 2,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 983,000 | 1,486,000 | 2,001,000 |
| Interest expense | 158,000 | 310,000 | 460,000 | 605,000 |
| Net interest income | 328,000 | 673,000 | 1,026,000 | 1,396,000 |
| Noninterest income | 52,000 | 99,000 | 155,000 | 210,000 |
| Noninterest expense | 245,000 | 484,000 | 735,000 | 987,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 23,000 |
| Pretax income | 131,000 | 279,000 | 433,000 | 596,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 131,000 | 279,000 | 433,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,340,000 | 2,248,000 | 2,252,000 | 2,248,000 |
| Total capital | 2,614,000 | 2,528,000 | 2,543,000 | 2,533,000 |
| Risk-weighted assets | 21,924,000 | 22,908,000 | 23,808,000 | 24,211,000 |