Call reports 2001
DAIRYLAND STATE BANK — 2001
What DAIRYLAND STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,709,000 | 27,810,000 | 29,854,000 | 29,520,000 |
| Total loans | 20,473,000 | 20,809,000 | 21,205,000 | 21,965,000 |
| Allowance for loan losses | 283,000 | 285,000 | 282,000 | 270,000 |
| Securities available for sale | 2,257,000 | 2,181,000 | 1,736,000 | 3,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,122,000 | 25,341,000 | 27,331,000 | 27,108,000 |
| Interest-bearing deposits | 19,112,000 | 19,879,000 | 21,050,000 | 21,046,000 |
| Noninterest-bearing deposits | 5,010,000 | 5,462,000 | 6,281,000 | 6,062,000 |
| Equity capital | 2,396,000 | 2,263,000 | 2,286,000 | 2,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,088,000 | 1,614,000 | 2,132,000 |
| Interest expense | 197,000 | 391,000 | 583,000 | 760,000 |
| Net interest income | 363,000 | 697,000 | 1,031,000 | 1,372,000 |
| Noninterest income | 48,000 | 104,000 | 153,000 | 207,000 |
| Noninterest expense | 245,000 | 472,000 | 729,000 | 986,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 165,000 | 326,000 | 451,000 | 587,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 165,000 | 326,000 | 451,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,349,000 | 2,210,000 | 2,225,000 | 2,209,000 |
| Total capital | 2,596,000 | 2,466,000 | 2,488,000 | 2,473,000 |
| Risk-weighted assets | 19,740,000 | 20,447,000 | 20,987,000 | 21,133,000 |