Call reports 2004
STATE NATIONAL BANK OF FRANKFORT, THE — 2004
What STATE NATIONAL BANK OF FRANKFORT, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 119,781,000 |
| Total loans | 46,049,000 |
| Allowance for loan losses | 1,278,000 |
| Securities available for sale | 65,462,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 100,672,000 |
| Interest-bearing deposits | 89,598,000 |
| Noninterest-bearing deposits | 11,074,000 |
| Equity capital | 9,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 1,433,000 |
| Interest expense | 399,000 |
| Net interest income | 1,034,000 |
| Noninterest income | 98,000 |
| Noninterest expense | 870,000 |
| Provision for loan losses | 0 |
| Pretax income | 270,000 |
| Income tax | 50,000 |
| Net income | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 8,152,000 |
| Total capital | 8,927,000 |
| Risk-weighted assets | 61,516,000 |