Call reports 2001
STATE NATIONAL BANK OF FRANKFORT, THE — 2001
What STATE NATIONAL BANK OF FRANKFORT, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,313,000 | 114,124,000 | 120,022,000 | 122,782,000 |
| Total loans | 62,790,000 | 66,270,000 | 67,242,000 | 69,424,000 |
| Allowance for loan losses | 1,303,000 | 1,327,000 | 1,345,000 | 1,390,000 |
| Securities available for sale | 41,795,000 | 40,785,000 | 46,836,000 | 45,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,984,000 | 98,185,000 | 101,761,000 | 104,892,000 |
| Interest-bearing deposits | 90,452,000 | 87,783,000 | 91,870,000 | 94,706,000 |
| Noninterest-bearing deposits | 10,532,000 | 10,402,000 | 9,891,000 | 10,186,000 |
| Equity capital | 8,709,000 | 9,002,000 | 9,497,000 | 8,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,332,000 | 6,426,000 | 8,403,000 |
| Interest expense | 1,063,000 | 2,058,000 | 2,989,000 | 3,773,000 |
| Net interest income | 1,136,000 | 2,274,000 | 3,437,000 | 4,630,000 |
| Noninterest income | 106,000 | 210,000 | 311,000 | 402,000 |
| Noninterest expense | 836,000 | 1,681,000 | 2,538,000 | 3,574,000 |
| Provision for loan losses | 21,000 | 47,000 | 83,000 | 142,000 |
| Pretax income | 385,000 | 762,000 | 1,133,000 | 1,324,000 |
| Income tax | 94,000 | 185,000 | 273,000 | 304,000 |
| Net income | 291,000 | 577,000 | 860,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,151,000 | 8,437,000 | 8,720,000 | 8,180,000 |
| Total capital | 9,032,000 | 9,321,000 | 9,625,000 | 9,117,000 |
| Risk-weighted assets | 70,019,000 | 70,288,000 | 72,046,000 | 74,493,000 |