Call reports 2024
COMENITY BANK — 2024
What COMENITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 8,098,669,000 | 7,792,517,000 | 7,521,405,000 | 8,094,486,000 |
| Total loans | 7,081,742,000 | 6,768,126,000 | 6,586,261,000 | 6,987,394,000 |
| Allowance for loan losses | 900,867,000 | 854,737,000 | 826,604,000 | 844,391,000 |
| Securities available for sale | 80,659,000 | 82,176,000 | 84,817,000 | 78,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,864,223,000 | 3,530,374,000 | 3,202,720,000 | 3,260,276,000 |
| Interest-bearing deposits | 3,822,208,000 | 3,489,241,000 | 3,162,561,000 | 3,220,608,000 |
| Noninterest-bearing deposits | 42,015,000 | 41,133,000 | 40,159,000 | 39,668,000 |
| Equity capital | 1,273,745,000 | 1,192,367,000 | 1,114,824,000 | 1,110,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 509,471,000 | 990,742,000 | 1,481,492,000 | 1,930,745,000 |
| Interest expense | 92,747,000 | 181,119,000 | 266,712,000 | 348,005,000 |
| Net interest income | 416,724,000 | 809,623,000 | 1,214,780,000 | 1,582,740,000 |
| Noninterest income | 36,150,000 | 73,406,000 | 108,698,000 | 146,187,000 |
| Noninterest expense | 207,708,000 | 394,031,000 | 581,573,000 | 786,389,000 |
| Provision for loan losses | 121,615,000 | 209,191,000 | 305,216,000 | 450,127,000 |
| Pretax income | 123,127,000 | 279,204,000 | 436,867,000 | 492,244,000 |
| Income tax | 33,570,000 | 74,189,000 | 115,015,000 | 124,077,000 |
| Net income | 89,557,000 | 205,015,000 | 321,852,000 | 368,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,350,764,000 | 1,271,075,000 | 1,191,249,000 | 1,190,402,000 |
| Total capital | 1,452,207,000 | 1,367,483,000 | 1,284,642,000 | 1,288,584,000 |
| Risk-weighted assets | 7,411,111,000 | 7,049,475,000 | 6,833,333,000 | 7,203,514,000 |
Machine access — free, no API key
Every figure shown here about COMENITY BANK — 2024 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.