Call reports 2023
COMENITY BANK — 2023
What COMENITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 8,551,192,000 | 8,404,379,000 | 8,227,293,000 | 8,680,849,000 |
| Total loans | 7,519,512,000 | 7,338,886,000 | 7,210,037,000 | 7,625,309,000 |
| Allowance for loan losses | 952,726,000 | 930,398,000 | 913,815,000 | 919,018,000 |
| Securities available for sale | 98,133,000 | 94,936,000 | 89,691,000 | 79,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,363,683,000 | 4,319,154,000 | 4,266,558,000 | 4,339,477,000 |
| Interest-bearing deposits | 4,316,558,000 | 4,275,067,000 | 4,225,752,000 | 4,297,285,000 |
| Noninterest-bearing deposits | 47,125,000 | 44,087,000 | 40,806,000 | 42,192,000 |
| Equity capital | 1,273,907,000 | 1,263,750,000 | 1,343,110,000 | 1,383,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 555,021,000 | 1,078,023,000 | 1,626,936,000 | 2,152,246,000 |
| Interest expense | 80,900,000 | 165,743,000 | 254,475,000 | 345,549,000 |
| Net interest income | 474,121,000 | 912,280,000 | 1,372,461,000 | 1,806,697,000 |
| Noninterest income | 38,820,000 | 78,300,000 | 119,885,000 | 158,230,000 |
| Noninterest expense | 232,890,000 | 468,699,000 | 690,926,000 | 908,156,000 |
| Provision for loan losses | 100,622,000 | 209,332,000 | 309,519,000 | 448,025,000 |
| Pretax income | 179,516,000 | 312,492,000 | 491,434,000 | 608,981,000 |
| Income tax | 49,744,000 | 84,466,000 | 133,415,000 | 161,547,000 |
| Net income | 129,772,000 | 228,026,000 | 358,019,000 | 447,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,416,151,000 | 1,408,015,000 | 1,491,720,000 | 1,529,878,000 |
| Total capital | 1,521,106,000 | 1,509,843,000 | 1,591,426,000 | 1,634,641,000 |
| Risk-weighted assets | 7,738,916,000 | 7,507,886,000 | 7,352,624,000 | 7,756,999,000 |
Machine access — free, no API key
Every figure shown here about COMENITY BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.