Call reports 2022
COMENITY BANK — 2022
What COMENITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,318,376,000 | 9,198,450,000 | 8,826,419,000 | 9,120,524,000 |
| Total loans | 7,504,717,000 | 7,563,990,000 | 7,472,528,000 | 8,090,867,000 |
| Allowance for loan losses | 820,511,000 | 861,542,000 | 874,383,000 | 989,612,000 |
| Securities available for sale | 90,851,000 | 100,400,000 | 95,934,000 | 98,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,466,680,000 | 3,557,863,000 | 3,975,254,000 | 4,638,683,000 |
| Interest-bearing deposits | 3,426,109,000 | 3,517,183,000 | 3,929,198,000 | 4,592,179,000 |
| Noninterest-bearing deposits | 40,571,000 | 40,680,000 | 46,056,000 | 46,504,000 |
| Equity capital | 1,704,368,000 | 1,666,433,000 | 1,365,673,000 | 1,291,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 484,734,000 | 946,366,000 | 1,474,930,000 | 2,015,867,000 |
| Interest expense | 27,512,000 | 61,588,000 | 111,104,000 | 179,131,000 |
| Net interest income | 457,222,000 | 884,778,000 | 1,363,826,000 | 1,836,736,000 |
| Noninterest income | 40,773,000 | 84,331,000 | 123,736,000 | 162,730,000 |
| Noninterest expense | 232,653,000 | 475,032,000 | 712,441,000 | 972,851,000 |
| Provision for loan losses | 65,901,000 | 208,178,000 | 312,177,000 | 548,768,000 |
| Pretax income | 198,866,000 | 284,847,000 | 461,373,000 | 476,296,000 |
| Income tax | 54,450,000 | 77,312,000 | 111,142,000 | 103,019,000 |
| Net income | 144,416,000 | 207,535,000 | 350,231,000 | 373,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,906,264,000 | 1,873,823,000 | 1,578,717,000 | 1,504,769,000 |
| Total capital | 2,017,696,000 | 1,982,813,000 | 1,680,155,000 | 1,614,612,000 |
| Risk-weighted assets | 8,490,888,000 | 8,252,038,000 | 7,627,461,000 | 8,193,042,000 |
Machine access — free, no API key
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