Call reports 2021
COMENITY BANK — 2021
What COMENITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 9,129,768,000 | 9,126,969,000 | 8,962,018,000 | 9,793,432,000 |
| Total loans | 7,857,587,000 | 7,683,941,000 | 7,186,868,000 | 7,985,483,000 |
| Allowance for loan losses | 971,274,000 | 828,319,000 | 782,322,000 | 845,321,000 |
| Securities available for sale | 94,210,000 | 90,014,000 | 85,735,000 | 87,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,465,869,000 | 3,274,012,000 | 3,126,051,000 | 3,701,180,000 |
| Interest-bearing deposits | 3,422,102,000 | 3,229,236,000 | 3,086,572,000 | 3,662,152,000 |
| Noninterest-bearing deposits | 43,767,000 | 44,776,000 | 39,479,000 | 39,028,000 |
| Equity capital | 1,776,371,000 | 1,909,285,000 | 1,973,902,000 | 1,662,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 545,965,000 | 975,783,000 | 1,467,672,000 | 1,944,225,000 |
| Interest expense | 44,537,000 | 85,057,000 | 120,623,000 | 149,767,000 |
| Net interest income | 501,428,000 | 890,726,000 | 1,347,049,000 | 1,794,458,000 |
| Noninterest income | -39,980,000 | 94,621,000 | 142,604,000 | 192,548,000 |
| Noninterest expense | 220,933,000 | 540,533,000 | 797,878,000 | 1,067,430,000 |
| Provision for loan losses | -23,305,000 | -62,835,000 | -32,277,000 | 115,370,000 |
| Pretax income | 263,600,000 | 507,387,000 | 723,756,000 | 803,781,000 |
| Income tax | 68,657,000 | 130,220,000 | 182,824,000 | 200,081,000 |
| Net income | 194,943,000 | 377,167,000 | 540,932,000 | 603,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,033,703,000 | 2,169,935,000 | 2,236,242,000 | 1,929,237,000 |
| Total capital | 2,143,495,000 | 2,276,582,000 | 2,340,608,000 | 2,046,514,000 |
| Risk-weighted assets | 8,302,343,000 | 8,190,573,000 | 8,051,834,000 | 9,034,622,000 |