Call reports 2018
COMENITY BANK — 2018
What COMENITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 14,142,490,000 | 13,446,150,000 | 13,764,069,000 | 14,254,311,000 |
| Total loans | 11,503,401,000 | 11,455,774,000 | 11,341,026,000 | 11,979,292,000 |
| Allowance for loan losses | 739,746,000 | 745,991,000 | 674,040,000 | 669,629,000 |
| Securities available for sale | 162,739,000 | 169,749,000 | 156,063,000 | 159,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,156,271,000 | 5,237,997,000 | 5,330,975,000 | 5,283,989,000 |
| Interest-bearing deposits | 5,102,862,000 | 5,186,747,000 | 5,280,722,000 | 5,237,675,000 |
| Noninterest-bearing deposits | 53,409,000 | 51,250,000 | 50,253,000 | 46,314,000 |
| Equity capital | 1,814,639,000 | 1,739,418,000 | 1,752,304,000 | 1,852,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 803,883,000 | 1,603,374,000 | 2,428,727,000 | 3,230,723,000 |
| Interest expense | 67,395,000 | 135,759,000 | 208,633,000 | 285,311,000 |
| Net interest income | 736,488,000 | 1,467,615,000 | 2,220,094,000 | 2,945,412,000 |
| Noninterest income | -8,386,000 | -11,652,000 | -48,976,000 | -110,603,000 |
| Noninterest expense | 340,109,000 | 672,627,000 | 1,023,406,000 | 1,373,780,000 |
| Provision for loan losses | 205,442,000 | 394,727,000 | 499,990,000 | 645,631,000 |
| Pretax income | 182,551,000 | 388,619,000 | 647,654,000 | 815,427,000 |
| Income tax | 48,237,000 | 115,114,000 | 171,245,000 | 215,623,000 |
| Net income | 134,314,000 | 273,505,000 | 476,409,000 | 599,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,735,571,000 | 1,670,048,000 | 1,693,140,000 | 1,801,514,000 |
| Total capital | 1,895,235,000 | 1,823,446,000 | 1,849,595,000 | 1,962,172,000 |
| Risk-weighted assets | 12,193,041,000 | 11,679,217,000 | 11,998,839,000 | 12,343,636,000 |
Machine access — free, no API key
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