Call reports 2015
COMENITY BANK — 2015
What COMENITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,625,169,000 | 8,977,419,000 | 9,306,966,000 | 10,607,796,000 |
| Total loans | 8,053,296,000 | 8,361,086,000 | 8,660,681,000 | 9,957,447,000 |
| Allowance for loan losses | 434,740,000 | 452,927,000 | 476,219,000 | 510,547,000 |
| Securities available for sale | 173,182,000 | 175,585,000 | 180,775,000 | 176,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,504,774,000 | 2,390,995,000 | 2,708,433,000 | 2,907,142,000 |
| Interest-bearing deposits | 2,464,400,000 | 2,351,203,000 | 2,670,154,000 | 2,864,856,000 |
| Noninterest-bearing deposits | 40,374,000 | 39,792,000 | 38,279,000 | 42,286,000 |
| Equity capital | 1,305,390,000 | 1,389,100,000 | 1,519,043,000 | 1,517,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 561,670,000 | 1,120,653,000 | 1,722,925,000 | 2,329,095,000 |
| Interest expense | 29,389,000 | 59,263,000 | 88,866,000 | 121,834,000 |
| Net interest income | 532,281,000 | 1,061,390,000 | 1,634,059,000 | 2,207,261,000 |
| Noninterest income | 14,922,000 | 20,252,000 | 23,832,000 | 15,730,000 |
| Noninterest expense | 243,806,000 | 495,945,000 | 752,029,000 | 1,026,898,000 |
| Provision for loan losses | 84,543,000 | 190,187,000 | 300,456,000 | 428,683,000 |
| Pretax income | 218,854,000 | 395,510,000 | 605,406,000 | 767,410,000 |
| Income tax | 81,497,000 | 150,000,000 | 231,934,000 | 296,043,000 |
| Net income | 137,357,000 | 245,510,000 | 373,472,000 | 471,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,222,028,000 | 1,312,256,000 | 1,447,323,000 | 1,452,556,000 |
| Total capital | 1,327,952,000 | 1,421,982,000 | 1,561,519,000 | 1,583,573,000 |
| Risk-weighted assets | 8,145,103,000 | 8,434,913,000 | 8,773,621,000 | 10,101,830,000 |
Machine access — free, no API key
Every figure shown here about COMENITY BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.