Call reports 2013
COMENITY BANK — 2013
What COMENITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 6,848,458,000 | 6,750,518,000 | 6,538,245,000 | 7,453,183,000 |
| Total loans | 5,914,423,000 | 6,053,000,000 | 6,177,183,000 | 7,065,720,000 |
| Allowance for loan losses | 397,499,000 | 375,072,000 | 384,865,000 | 418,861,000 |
| Securities available for sale | 396,382,000 | 378,480,000 | 289,734,000 | 206,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,655,030,000 | 1,659,188,000 | 1,528,309,000 | 1,823,958,000 |
| Interest-bearing deposits | 1,619,649,000 | 1,624,768,000 | 1,494,000,000 | 1,789,216,000 |
| Noninterest-bearing deposits | 35,381,000 | 34,420,000 | 34,309,000 | 34,742,000 |
| Equity capital | 1,033,156,000 | 1,064,000,000 | 1,057,014,000 | 1,046,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 425,113,000 | 834,227,000 | 1,281,454,000 | 1,724,306,000 |
| Interest expense | 28,771,000 | 57,491,000 | 84,357,000 | 111,459,000 |
| Net interest income | 396,342,000 | 776,736,000 | 1,197,097,000 | 1,612,847,000 |
| Noninterest income | 1,888,000 | 2,177,000 | 7,957,000 | 6,632,000 |
| Noninterest expense | 160,435,000 | 327,452,000 | 534,986,000 | 780,258,000 |
| Provision for loan losses | 52,607,000 | 98,478,000 | 173,390,000 | 282,143,000 |
| Pretax income | 185,191,000 | 352,986,000 | 496,681,000 | 557,081,000 |
| Income tax | 71,484,000 | 132,717,000 | 184,610,000 | 207,045,000 |
| Net income | 113,707,000 | 220,269,000 | 312,071,000 | 350,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 967,424,000 | 1,003,470,000 | 1,000,279,000 | 994,677,000 |
| Total capital | 1,051,433,000 | 1,086,233,000 | 1,081,669,000 | 1,086,538,000 |
| Risk-weighted assets | 6,407,217,000 | 6,328,738,000 | 6,207,726,000 | 7,021,876,000 |
Machine access — free, no API key
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