Call reports 2009
COMENITY BANK — 2009
What COMENITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,552,503,000 | 1,374,599,000 | 1,713,421,000 | 2,100,391,000 |
| Total loans | 505,408,000 | 475,625,000 | 551,992,000 | 719,817,000 |
| Allowance for loan losses | 28,263,000 | 27,078,000 | 32,508,000 | 37,687,000 |
| Securities available for sale | 491,893,000 | 388,865,000 | 711,271,000 | 749,926,000 |
| Securities held to maturity | 9,526,000 | 71,817,000 | 8,168,000 | 8,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,800,000 | 572,800,000 | 885,300,000 | 1,143,125,000 |
| Interest-bearing deposits | 727,800,000 | 572,800,000 | 885,300,000 | 1,125,400,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 17,725,000 |
| Equity capital | 552,793,000 | 551,367,000 | 575,773,000 | 640,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 19,009,000 | 36,573,000 | 57,515,000 | 80,366,000 |
| Interest expense | 4,713,000 | 10,146,000 | 15,265,000 | 21,974,000 |
| Net interest income | 14,296,000 | 26,427,000 | 42,250,000 | 58,392,000 |
| Noninterest income | 164,259,000 | 301,412,000 | 446,290,000 | 637,431,000 |
| Noninterest expense | 100,620,000 | 210,215,000 | 316,038,000 | 444,946,000 |
| Provision for loan losses | 7,727,000 | 14,868,000 | 26,973,000 | 37,202,000 |
| Pretax income | 70,208,000 | 102,756,000 | 145,529,000 | 213,675,000 |
| Income tax | 26,482,000 | 38,962,000 | 46,539,000 | 64,102,000 |
| Net income | 43,726,000 | 63,794,000 | 98,990,000 | 149,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 585,415,000 | 605,754,000 | 641,227,000 | 638,605,000 |
| Total capital | 613,678,000 | 632,832,000 | 673,735,000 | 676,292,000 |
| Risk-weighted assets | 2,940,156,000 | 2,354,217,000 | 2,463,174,000 | 4,193,853,000 |
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