Call reports 2007
COMENITY BANK — 2007
What COMENITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 846,624,000 | 906,135,000 | 1,061,254,000 | 1,052,477,000 |
| Total loans | 346,799,000 | 358,503,000 | 418,419,000 | 527,640,000 |
| Allowance for loan losses | 20,982,000 | 21,340,000 | 20,316,000 | 24,771,000 |
| Securities available for sale | 99,946,000 | 77,716,000 | 60,138,000 | 69,189,000 |
| Securities held to maturity | 7,905,000 | 7,883,000 | 7,522,000 | 10,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,300,000 | 153,200,000 | 205,300,000 | 258,100,000 |
| Interest-bearing deposits | 130,300,000 | 153,200,000 | 205,300,000 | 258,100,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 508,458,000 | 521,929,000 | 533,481,000 | 529,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 18,133,000 | 35,554,000 | 49,837,000 | 81,869,000 |
| Interest expense | 1,947,000 | 3,600,000 | 5,858,000 | 9,280,000 |
| Net interest income | 16,186,000 | 31,954,000 | 43,979,000 | 72,589,000 |
| Noninterest income | 195,378,000 | 383,178,000 | 577,962,000 | 744,910,000 |
| Noninterest expense | 98,682,000 | 198,539,000 | 299,562,000 | 407,352,000 |
| Provision for loan losses | 1,276,000 | 5,965,000 | 14,297,000 | 27,404,000 |
| Pretax income | 111,606,000 | 210,628,000 | 308,082,000 | 382,743,000 |
| Income tax | 41,400,000 | 78,210,000 | 115,661,000 | 143,575,000 |
| Net income | 70,206,000 | 132,418,000 | 192,421,000 | 239,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 502,849,000 | 515,318,000 | 525,578,000 | 522,573,000 |
| Total capital | 523,831,000 | 536,658,000 | 545,894,000 | 547,344,000 |
| Risk-weighted assets | 1,067,450,000 | 1,174,623,000 | 1,526,243,000 | 1,492,624,000 |
Machine access — free, no API key
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