Call reports 2001
COMENITY BANK — 2001
What COMENITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 375,537,000 | 398,957,000 | 405,734,000 | 514,139,000 |
| Total loans | 120,310,000 | 63,654,000 | 123,214,000 | 126,876,000 |
| Allowance for loan losses | 3,224,000 | 3,174,000 | 4,181,000 | 4,504,000 |
| Securities available for sale | 19,950,000 | 48,875,000 | 19,950,000 | 84,969,000 |
| Securities held to maturity | 2,140,000 | 2,140,000 | 2,050,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,700,000 | 81,000,000 | 80,200,000 | 120,800,000 |
| Interest-bearing deposits | 119,700,000 | 81,000,000 | 80,200,000 | 120,800,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 195,694,000 | 199,925,000 | 207,302,000 | 212,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,158,000 | 5,203,000 | 9,784,000 | 16,067,000 |
| Interest expense | 2,190,000 | 3,899,000 | 5,097,000 | 6,361,000 |
| Net interest income | 1,968,000 | 1,304,000 | 4,687,000 | 9,706,000 |
| Noninterest income | 70,986,000 | 134,641,000 | 201,793,000 | 265,131,000 |
| Noninterest expense | 60,196,000 | 120,260,000 | 179,464,000 | 243,912,000 |
| Provision for loan losses | -3,167,000 | -6,875,000 | -7,743,000 | -8,953,000 |
| Pretax income | 15,925,000 | 22,560,000 | 34,759,000 | 39,878,000 |
| Income tax | 5,960,000 | 8,395,000 | 12,899,000 | 14,973,000 |
| Net income | 9,965,000 | 14,165,000 | 21,860,000 | 24,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,277,000 | 202,476,000 | 210,171,000 | 213,217,000 |
| Total capital | 201,501,000 | 205,650,000 | 214,352,000 | 217,721,000 |
| Risk-weighted assets | 1,418,734,000 | 1,636,457,000 | 869,636,000 | 1,833,939,000 |