Call reports 2019
BOELUS STATE BANK — 2019
What BOELUS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 15,644,000 | 17,217,000 | 16,299,000 | 17,472,000 |
| Total loans | 7,403,000 | 7,102,000 | 6,657,000 | 6,651,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 685,000 | 685,000 | 379,000 | 79,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,189,000 | 14,731,000 | 13,781,000 | 14,945,000 |
| Interest-bearing deposits | 10,588,000 | 10,796,000 | 11,610,000 | 12,116,000 |
| Noninterest-bearing deposits | 2,601,000 | 3,935,000 | 2,171,000 | 2,829,000 |
| Equity capital | 2,422,000 | 2,449,000 | 2,466,000 | 2,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 278,000 | 439,000 | 577,000 |
| Interest expense | 29,000 | 61,000 | 100,000 | 143,000 |
| Net interest income | 110,000 | 217,000 | 339,000 | 434,000 |
| Noninterest income | 4,000 | 10,000 | 12,000 | 25,000 |
| Noninterest expense | 64,000 | 129,000 | 219,000 | 293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 98,000 | 132,000 | 166,000 |
| Income tax | 1,000 | 22,000 | 39,000 | 50,000 |
| Net income | 49,000 | 76,000 | 93,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,422,000 | 2,449,000 | 2,466,000 | 2,489,000 |
| Total capital | 2,535,000 | 2,555,000 | 2,566,000 | 2,600,000 |
| Risk-weighted assets | 8,929,000 | 8,366,000 | 7,883,000 | 8,822,000 |