Call reports 2016
BOELUS STATE BANK — 2016
What BOELUS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,114,000 | 16,306,000 | 15,434,000 | 15,687,000 |
| Total loans | 7,832,000 | 7,561,000 | 7,128,000 | 6,882,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 600,000 | 600,000 | 720,000 | 720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,948,000 | 14,111,000 | 13,204,000 | 13,447,000 |
| Interest-bearing deposits | 11,365,000 | 11,440,000 | 11,200,000 | 11,114,000 |
| Noninterest-bearing deposits | 2,583,000 | 2,671,000 | 2,004,000 | 2,333,000 |
| Equity capital | 2,143,000 | 2,174,000 | 2,204,000 | 2,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 108,000 | 219,000 | 330,000 | 439,000 |
| Interest expense | 17,000 | 35,000 | 55,000 | 75,000 |
| Net interest income | 91,000 | 184,000 | 275,000 | 364,000 |
| Noninterest income | 3,000 | 8,000 | 12,000 | 26,000 |
| Noninterest expense | 54,000 | 108,000 | 159,000 | 247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 84,000 | 128,000 | 143,000 |
| Income tax | 12,000 | 24,000 | 38,000 | 39,000 |
| Net income | 28,000 | 60,000 | 90,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,143,000 | 2,174,000 | 2,204,000 | 2,218,000 |
| Total capital | 2,262,000 | 2,291,000 | 2,315,000 | 2,325,000 |
| Risk-weighted assets | 9,407,000 | 9,230,000 | 8,783,000 | 8,485,000 |