Call reports 2014
BOELUS STATE BANK — 2014
What BOELUS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,319,000 | 15,466,000 | 14,650,000 | 14,489,000 |
| Total loans | 6,520,000 | 7,129,000 | 7,405,000 | 7,087,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 827,000 | 827,000 | 826,000 | 621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,297,000 | 13,418,000 | 12,564,000 | 12,388,000 |
| Interest-bearing deposits | 11,162,000 | 10,875,000 | 10,516,000 | 10,439,000 |
| Noninterest-bearing deposits | 2,135,000 | 2,543,000 | 2,048,000 | 1,949,000 |
| Equity capital | 2,011,000 | 2,037,000 | 2,063,000 | 2,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 97,000 | 196,000 | 305,000 | 411,000 |
| Interest expense | 17,000 | 33,000 | 50,000 | 67,000 |
| Net interest income | 80,000 | 163,000 | 255,000 | 344,000 |
| Noninterest income | 3,000 | 8,000 | 20,000 | 36,000 |
| Noninterest expense | 70,000 | 130,000 | 194,000 | 278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 41,000 | 81,000 | 102,000 |
| Income tax | 0 | 2,000 | 16,000 | 23,000 |
| Net income | 13,000 | 39,000 | 65,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,011,000 | 2,037,000 | 2,063,000 | 2,077,000 |
| Total capital | 2,114,000 | 2,147,000 | 2,171,000 | 2,184,000 |
| Risk-weighted assets | 8,156,000 | 8,705,000 | 8,572,000 | 8,486,000 |